I got approved !
I got approved for the American Express Delta gold card they automatically approved me for $10k with a 715 fico 8 I got the welcome bonus after 1 month because I spend 2000$ on the first 90 days ! 75000 wooot
I got approved for the American Express Delta gold card they automatically approved me for $10k with a 715 fico 8 I got the welcome bonus after 1 month because I spend 2000$ on the first 90 days ! 75000 wooot
I have had this card for about 7 years now, CS 750+ with a 22K CL. I never asked for credit line increases. They just give it to you when you make your payments on time. I am giving this card 3 stars because I think any Delta CC should allow you into the Delta skylounge in airports and not just the platinum card. I am disappointed that I have to upgrade to the platinum card just to get into the sky lounge. Also, they charge you very high interest on your balances, so I pay off as much as possible. However, I now use this CC now for most purchases just to get up the points. I used to use my debit card for everything and then realized I was missing out on an opportunity to up my miles. I then pay off each credit payment one at a time with my debit card so I know which payment I am paying off. In other words, instead of paying $1000 for 5 payments, I will make $20 for one, $35 for another etc. This helps track my expenses for my personal cash flow. My only complaint is that Delta Amex allows only 5 payments daily. I wish they would increase it to 10.
I got this card for their reward points which said 75000 miles for $2000 purchase in 3 months time. I have been following up my case since last 4 months. Last three times, the customer service informed me that they were surprised and that I should be getting it soon. I have kept using my card consistently and yet no bonus! Now they tell me that I am not eligible for the bonus and that I declined it. Ridiculous!
I have had this card for about 7 years now, CS 750+ with a 22K CL. I never asked for credit line increases. They just give it to you when you make your payments on time. I am giving this card 3 stars because I think any Delta CC should allow you into the Delta skylounge in airports and not just the platinum card. I am disappointed that I have to upgrade to the platinum card just to get into the sky lounge. Also, they charge you very high interest on your balances, so I pay off as much as possible. However, I now use this CC now for most purchases just to get up the points. I used to use my debit card for everything and then realized I was missing out on an opportunity to up my miles. I then pay off each credit payment one at a time with my debit card so I know which payment I am paying off. In other words, instead of paying $1000 for 5 payments, I will make $20 for one, $35 for another etc. This helps track my expenses for my personal cash flow. My only complaint is that Delta Amex allows only 5 payments daily. I wish they would increase it to 10.
I was supper excited to use this card. I was going to make it my primary card and with the credit score I had I assumed I would have had a medium apr. They gave me, literally, the highest maxed out Apr. it should be illegal for CC companies to not disclose your exact apr before applying. This is my highest credit card of 6 and I will not be using it.
I got approved for the American Express Delta gold card they automatically approved me for $10k with a 715 fico 8 I got the welcome bonus after 1 month because I spend 2000$ on the first 90 days ! 75000 wooot
Check your pre-approval on the AmEx site...I was approved instantly in April with a mid-600's score & CL of $1000. It's been 28 days and I've already spent over $4k with the card & received my welcome bonus (70k miles!) I will be submitting a CLI request at 61 days since my utilization was awful at the time of the application.
I use this card all the time to make little purchases here and there. I am basically using it to gain Delta Skymiles for when I travel to and from the US from Germany. Gotta love First/ Business Class!
Although Credit Karma said I have a poor chance of getting approved, I went to the AMEX prequalifcation site and was prequalified me for this card with a $1000 limit. My credit scores are in the mid-600s. I plan to use this card to pay bills in order to build miles. Great thing about this card is that you can get your number right away so that you can start shopping online. I've have already set up for my bills to be paid in full every month because I do not plan to carry a balance on this card.
Got approved with 625 Fico 644 TU 639 EQ . Credit karma said poor odds but I got an invitation in the mail with my delta sky miles number . If you have flown delta and have a sky miles number I think that helps. 1k limit and will go for 3x cli after 61 days. 60k points after 2 k spending in 3 months which equates to $600 in flight credit. Worth it . My first Amex
I applied for this card with a credit score of 640 and was approved for $1000 CL. I have paid my balance every moth in full. I asked for an increase three times and was denied. I have Qucksilver one and started with the same $1000 CL. After 5 months they incresed me to $1500. I have also received more than $150 in cash back from Quicksiler one in the span of one month. I think I will use my captial one card instead
Credit Karma said my approval odds for this card were poor. My TU Wwas 659 and EQ was 664. I got approved in seconds.
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