Don’t take credit karmas odds too seriously
I have wanted this card for about 6 years. Applied once about 5 years ago and was denied. Recently American Express add the ability to see if you’ll be approved with no impact to your score. Credit karma said my approval odds were “poor” I decided why not? And gave it a shot on their website. Within minutes I was approved and able to accept the card (they don’t preform a hard inquiry UNTIL you accept the card) I was approved at a $2000 dollar limit with just a 687 score. So if you want this card don’t listen to credit karma, head to their website and give it a shot!