Cerulean® Platinum Mastercard®
Image: Image of the Cerulean Platinum Mastercard
Image: hands-thumbs-upGreat for access to unsecured credit
Image: cashAnnual fee: $125
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Member stats
Updated: November 1, 2023
Image: low-utilization64.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
Image: meetup42 years
Average age of members who matched this card or similar cards.
Image: cash-give-1$64,926
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Card highlights
Image: yesEncourages people with less-than-perfect credit to apply
Image: yesPathway to increased credit limit
Image: yesReports to all three major credit bureaus
Member reviews
Updated: November 8, 2023
Most helpful positive review
June 17, 2022
Changing odds?
— Credit Karma Member, Verified cardholder
So Credit Karma had my odds of getting this card as excellent. I applied and was instantly approved for $750. The next day my odds for the same card was changed to poor. I was skeptical because my credit score is in the toilet (574) so I didn't expect the card to come, just a denial letter. That was 2 weeks ago and today I got the letter. With the card! I activated it and plan to use it sparingly each month and pay it in full on the billing dates. I will see what happens in 6 months!
Most helpful negative review
September 7, 2022
Wow What a Mistake to Apply
— Credit Karma Member, Verified cardholder
Credit Karma how can you do that to people. Give them an outstanding approval and when they apply they are denied. BUT that is not all. I had a drop in my credit score of 75 and 64 points. What does someone who was rebuilding their credit do now? I would have never applied if I knew this would happen. It takes so long for the rebuilding creditor to get up their and in 1 click you are down in the sewer. I will never do this again. Take my advice do not apply for this card.